Pool Financing
Build now. Pay over time
What sets Scott's Pools apart
A new pool is a significant investment. We partner with trusted third-party lenders to help make your project happen, with flexible terms and no pressure to finance if you’d rather pay outright.
Step 1
Design your pool
Work with Scott to finalize your design, scope, and total project cost.
Step 2
Choose a lender
Review the options below and apply directly, no dealer fees on either.
Step 3
Get approved
Soft credit pull options available, check rates before it affects your score.
Step 4
Build starts
Payments are progress-based throughout the build, never large sums upfront.
Our lending partners
Two options for new pool financing
Lyon Financial
Veteran-owned · Since 1979
$5K–$200Kloan range
660+min FICO
30 yrmax term
- Unsecured loans — no home equity required
- Terms of 15, 20, 25, and 30 years available
- DTI up to 60% on approved credit
- Discounted fees for active & retired military
- Live agents throughout the loan process
- Can finance more than just the pool
HFS Financial
No dealer fees · Soft credit pull
7.99%+rates from
620+min FICO
20 yrmax term
- Soft credit pull — check rates with no score impact
- No dealer fees, no prepayment penalties
- Projects $15K+ include dedicated loan consultant
- DTI 55% or lower required
- Low monthly payments
- Terms of 5, 7, 10 and 20 years Available
Payment estimator
Estimate your monthly payment
Estimated monthly payment
$1,215
per month · rough estimate only
Loan amount$140,000
Interest rate8.5%
Loan term20 years
Total paid$291,589
Estimate only. Actual rates depend on credit profile, lender, and loan terms. Apply directly for accurate figures.
Serving Greater Jacksonville and The Surrounding Areas
We build custom pools across Northeast Florida.
Testimonials
Don't take our word for it — here's what Jacksonville homeowners are saying.
REady to Build Your Jacksonville
Dream Pool?
Talk to Scott directly: no sales team, no runaround. Get a free consultation and custom quote within 24 hours.